Experience the Advantages
No Interest, No Payments
Everyday no interest, no payment terms on parts, service, warranties, rental, and attachments.
Exclusive Promotions
Seasonal promotions help you save more throughout the year.
Greater Convenience
Customer service, underwriting, collections, and sales teams for all Capital products under one roof.
Flexible Terms
Dedicated credit line for more financial flexibility and to best manage cash flow.
Current Offers


New Customer Offer
Promotion Period: May 1, 2025 through December 31, 2025
Eligibibility: New customers can receive $50 Statement Credit for all new and approved applications in the promotion period following $500 in purchases on their Productivity Plus account within 90 days of approval.
Bonus Eligibility: Customers who applied in Q1 2025 will be eligible for 90 Days No Interest No Payment offer from April 1, 2025, through June 30, 2025.
- $50 Statment Credit for new approved accounts for cumulative purchases of $500 and up.
- Bonus No Interest No Payment for 90 Days for purchases of $100 and up.


Promotion Period: January 1, 2026 through April 30, 2026
Eligibility: All qualifying CNH parts and service purchases made using the CNH Capital Productivity Plus Account.
- No Interest, No Payments for 60, 90, or 120 days for purchases $1,000 and up.


Promotion Period: Januray 1, 2026 through April 30, 2026
Eligibility: All qualifying CNH parts and service purchases made using the CNH Capital Productivity Plus Account.
- No Interest, No Payments for 90 Days for purchases of $5,000 or more.
- No Interest, 6 Equal Monthly Payments for purchases of $5,000 or more.
AG Winter Inspection Program
- No Interest, No Payments for 180 Days for AG Inspections of $100 or more.


PPP/ Planned Maintenance Agreement Promotion
Promotion Period: January 1, 2026 through December 31, 2026
Eligibility: Purchase of both CNH Purchased Protection Plan and a Planned Maintenance Contract.
- No Interest, No Payment for 90 Days for purchases $2,000 and up.
Planned Maintenance Agreement Promotion
Promotion Period: January 1, 2026 through December 31, 2026
Eligibility: Purchase of Planned Maintenance Contract.
- No Interest, No Payment for 90 Days for purchases $2,000 and up.
Smarter credit option with a better experience.


Boost Your Operation
Simplify your payments for parts, service, attachments, and rentals.
Productivity Plus is a dedicated line of credit designed to empower your business. Enjoy exclusive benefits like seasonal discounts on New Holland, CASE Construction, and Case IH parts and service.
Productivity Plus is exclusively managed by CNH Industrial Capital.
Case IH is a trademark registered in the United States and many other countries, owned by or licensed to CNH Industrial N.V., its subsidiaries, or affiliates. CNH Industrial Capital, CNH Industrial Genuine Parts, and Productivity Plus are trademarks in the United States and many other countries owned by or licensed to CNH Industrial N.V., its subsidiaries, or affiliates. Productivity Plus is licensed or sublicensed to Citibank, N.A. in the United States and to Citi Cards Canada Inc. in Canada.